Jill Russo Foster

Tips for Successful Personal Finances

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Financial Literacy Month #18

We are cleaning out our home and making money doing it.  Back in the day when you went to an event and ended up with a paper ticket stub.  What to do with your old ticket stubs.  We found www.DaveBuysTicketStubs,com and sold him ours for cash. #JillRussoFoster #FinancialLiteracyMonth

Financial Literacy Month #17

According to LifeLock, 84% of people’s information is on the dark web.  Is yours?  Think about how you will protect yourself and your information.  How often do you check your bank accounts?  How often do you check your credit card accounts? You can monitor all this yourself by checking regularly.  We check our accounts once per week and we have chosen to freeze our credit reports. #JillRussoFoster #FinancialLiteracyMonth

Financial Literacy Month #16

Wallet lost on beach Like Capital One says, What’s in your wallet?  Could you tell me everything that is in your wallet right now?  If you were to lose your wallet today, how would you know what to cancel and replace.  Clean out your wallet and carry only the minimum you require.  You should never carry your social security card, your PIN numbers / passwords, blank check(s), passport unless you need to use them that day.  Identity theft is on the rise. Protect yourself. #JillRussoFoster #FinancialLiteracyMonth

Financial Literacy Month #15

Financial literacy is about understanding and comprehending your finances, where your money goes?  Once you know where your money is going, then you can take proactive steps and make changes so that you can reach your goals.  Starting small and making frequent changes will put you on a path to financial freedom. Take the time today and learn about one aspect of financial literacy that you have always wanted to understand more about. #JillRussoFoster #FinancialLiteracyMonth

Financial Literacy Month #14

Do you feel like you are spending too much?  Have you considered an all-cash month?  Or how about a no spending month?  Here are two great books to read to give you some ideas Not Buying It: My Year Without Shopping by Judith Levine or The Complete Tightwad Gazette by Amy Dacyczyn. #JillRussoFoster #FinancialLiteracyMonth

Financial Literacy Month #13

Have you cut the cord or do you want to with your TV provider or streaming service?  When was the last time you used your local library?  With your library card you can download the Hoopla app and stream movies at home for free. #JillRussoFoster #FinancialLiteracyMonth

Financial Literacy Month #12

According to Lending Tree, consumer debt is up 7% over last year and has hit $1.27 trillion.  Do you have credit card debt?  If you carry a balance, call your credit card company and ask for a lower interest rate.  Lending Tree also stated that 76% of people who asked we given a lower rate. #JillRussoFoster #FinancialLiteracyMonth

Financial Literacy Month #11

Now that you are not paying fees on your bank account, are you earning interest on your money?  There are some amazing accounts (both checking and savings) with great interest rates.  Shop around for the best rate without fees. #JillRussoFoster #FinancialLiteracyMonth